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SettleUp
Zero Friction Expense Sharing

Less stress when sharing expenses.

Keep track of your shared bills and pairwise balances with housemates, trips, groups, and friends. No spreadsheets. No awkward math.

✓ 1-Paise Accuracy✓ Minimum Cash Flow Algorithm✓ Instant Settlement
Goa Beach Vacation
3 Members

Scuba Diving

You paid ₹6,000

+₹4,000you lent ₹4,000

Seafood Dinner

Rahul paid ₹2,400

−₹800you owe ₹800
Overall Net Position+₹3,200

SettleUp For Your Life

Built for Groups

Group Trips

Hotels, scuba, cabs & dinners divided seamlessly among friends.

Housemates

Rent, electricity bills, Wi-Fi & groceries tracked live per month.

Weekend Outings

Never guess who paid for drinks, cafes, or party snacks.

Travel & Cabs

Split Uber rides, gas, and multi-currency vacation expenses.

Why Everyone Uses SettleUp

4 Flexible Split Modes

Equal, Exact, Percentage, and Shares split math with 1-paise precision rounding.

Smart Debt Simplification

Greedy minimum cash flow algorithm simplifies 10 group debts into minimal payments.

Razorpay Settle Up

One-tap settlement recording with integrated Razorpay payment gateway options.

Ready to settle up without the drama?

Join thousands of users sharing bills with zero friction. Create groups, add expenses, and settle debts instantly.